“When my wife and I received your seminar invitation we had heard of Reverse Mortgages but had no idea exactly what they were or how they were set up and used. We attended the meeting for information only but after your presentation we realized we could make use of it as a line of credit. After signing the application papers you kept us apprised of the progress of our application. You were still available to answer questions. It was a pleasure working with you.”

- John & Jean B.

“We were a little nervous when we went to the seminar. We had read a book and already had some information about reverse mortgages, but the information you provided helped us make the final decision. It followed along with everything we had heard and we were encouraged that it confirmed the facts we knew.”

“If you are looking to have some peace of mind and get rid of your financial stress – just making ends meet every month - then this is the program for you. It’s been a positive experience dealing with you and we would recommend them to any of our friends or anyone else needing help.”

- Harold & Eva A.

“You invited me to the seminar and my daughter and I went. Later we met and you were very courteous. You explained the reverse mortgage deal to us. You really saved me from paying a mortgage for the next 10 years. I just didn’t have the money to do that for that time.”

“When my husband died, it cut my social security check in half and I only had a little to get by and I still had $654 a month on my mortgage. You showed me where I wouldn’t need to pay any more money and that helped me a lot. I had to do some repairs but it wasn’t anything I didn’t think needed to be done anyway. Dave encouraged me and was always there to let me know what was going on and I appreciate that. I would recommend it to any ‘oldster.’ It was a pleasure.”

- Joy G.

“We were nervous at first but we became very comfortable after the seminar and meetings with you. We were kept informed throughout the process and you were very honest and helpful with us. There were no surprises and you even showed up at closing! The office was reasonably close by and we felt confident we could come by any time.”

“The biggest benefit to using you, though, was that you had our overall interest at heart. You were not just there to sell us a loan.”

“Getting a major repair job together and applying for a reverse mortgage at the same time and taking a vacation in between was overwhelming at times. Throughout your part in it, Dave, you made the Reverse Mortgage process so much easier for me. You knew that I needed to understand as much of it as I possibly could and you worked it through with me step by step. You were always available to me by telephone and you patiently stayed with me!”

“I found you to be very professional and extremely knowledgeable. I watched you when the notary was here, Dave, and you didn’t miss a thing. If she referred to something I didn’t understand all I had to do was to look at you and you would immediately tell me what was going on.”

“I must tell you that I also appreciated your delightful personality – and courtesy!”

“The only thing missing was I had no reference to you other than the bank. So, if you find another client as skittish as I was you are welcome to give them my phone number so that they could be encouraged by a very satisfied couple.”

“My husband joins me in thanking you, Dave. You did good.”